Our Team

Our Agency

If you’re a client with Bruce Gardner Insurance Agency, you can expect us to thoroughly explain your insurance coverage. It’s important for you to understand what you’re paying for and why. When we have a new client bring in his or her policy papers, we look at the coverage value and take the time to determine a current value to provide correct coverage. We won’t simply quote on the value given by the client’s current insurer. Instead, we do the work to ensure correct coverage.

Here’s a little more about us…

Meet Bruce

For over 25 years, Bruce has been in the business of assisting and explaining insurance coverage. He has stayed in the industry so long because he enjoys what he does and his knowledge and experience makes it easy for him to talk about insurance. He prides his business on providing people with the correct coverage and helping them understand what they have.

“I hope people understand we want to do a good job for them. We put the client first, and we work to make sure you are correctly covered.”

Besides the insurance business, Bruce also enjoys family time, like playing soccer with his son, William. His wife works at W&L in the Athletic Department as the men’s and women’s swimming coach. She teaches swimming and Red Cross lifeguard training too.

“We enjoy playing golf, kickball, and basketball, our two dogs, Daisy and Duke, and our latest project of building a tree house this summer.”

Bruce and his family also enjoy Disney World and welcome questions from anyone about planning a Disney vacation.

“You’re never too old to be a kid!”

Email: info@brucegardnerinsurance.com

Direct Line: 540-463-6702

Contact Bruce

Meet Candy

Candy was born and raised right here in Rockbridge County, Virginia. She values sharing her insurance knowledge with her clients so they understand what their policy really means.

“I love to work with my clients to make sure they have proper insurance coverage and to save them money.”

In her time outside the office, Candy coaches volleyball at Maury River Middle School and Rockbridge Junior Olympics. She believes in giving back to the community and teaching children to work for what they get. So through her work with volleyball, she has been involved in several fundraising events to benefit local people in need.

Email: info@brucegardnerinsurance.com

Direct Line: 540-463-6702

Contact Candy

Meet Robin

Robin is a Rockbridge County native, born and raised. She really knows the area, the people, and the lifestyle, plus she has backgrounds in real estate, finance, insurance and building (her father was a developer and her husband is a contractor).

“I think I can bring a lot to the table with my professional experience and back it up with a knowledgeable staff and great, long-trusted company.”

Outside of insurance and her Blue Ridge Properties Real Estate Magazine, Robin and her husband, who is also a local well-respected painting contractor and great deer hunter, attend and watch a lot of football games. Their youngest son played football at Virginia Tech and is trying to go pro, so they’re very involved in that process. She also works out regularly and is a member of the YMCA.

“Zumba is my favorite class, but I enjoy lifting weights too.”

Contact Robin Heizer-Farris:

Email: robin@brucegardnerinsurance.com

Direct: 540-460-7243

Contact Robin

Meet Tracy

Tracy Kitts has had over 30 years of Insurance experiences meeting the needs of people who want excellent service and a great product. Originally from Mississippi, she moved to the Alleghany Highlands nine years ago to start her own insurance business, thus Alleghany Insurance Services was born.

Alleghany Insurance Services is partnering with Bruce Gardner Insurance Agency. Tracy and Bruce will be working together to make sure you have the health coverage you need for 2022.

Covid-19 continues to add a wrinkle to service. To better serve you during this time, Tracy will be working over the telephone and Bruce will be taking the in-person role with office appointments. We feel this will offer our clients the coverage they will need now and into the coming years.

If you live in the Alleghany Highlands and Covington, VA area, you may contact Tracy Kitts by phone to assess your insurance needs.

Direct Line: 540-960-2338

Meet Christine

Christine Anderson is an insurance agent serving Chesterfield, VA and the surrounding area.

Christine is an experienced insurance agent now representing Rockingham Insurance, a company serving Virginia for over 150 years. She is a licensed agent specializing in Property and Casualty insurance for auto, home, and farm insurance. She is also a licensed Life and Health agent, for small business, individuals, Medicare and Medicaid recipients. As an independent agent Christine has a suite of products with multiple carriers. This allows her to offer what is best for each member.

Christine Anderson has had an expansive career working with multiple carriers nationwide. Her commitment to her clients is unsurpassed by her compassion, transparency, and integrity. She finds joy in making people feel comfortable and secure when making an insurance decision. Christine dedicates most of her spare time to being a community activist with her family by helping people access state, county and local resources for finding jobs, healthcare, education and raising awareness to stopping sex trafficking in Central Virginia.

If you are looking for an experienced, local, compassionate insurance agent in the Chesterfield, VA area, please contact Christine here:

Christine Anderson
Direct Line: 804-551-7568
Email: canderson@CCR1st.com

Meet Amanda

Amanda Smith is a licensed insurance agent in Dillwyn, VA and the surrounding area working with Bruce Gardner Insurance Agency. She is licensed for Property and Casualty insurance for auto, home and farm. She is also a licensed Life and Health insurance agent.

Amanda started her career in the insurance industry in 2018. To Amanda, insurance was a way to really help people through the difficulties of life. She saw the struggle of being uninsured or under-insured first-hand.

“After working in the ER for a year, I saw how important insurance truly was and how many people just were not prepared for those devastating events that life throws our way.”

She also wanted a career where she could make her own schedule.

“I have three young children and working a fixed schedule of 40 hours a week was causing me to miss too much time and memories.”

So becoming an insurance agent was the right choice for Amanda. She and her family moved to Virginia from Kentucky in 2019. Her introduction to Bruce and the company was unconventional.

“I met Bruce at a gas station and actually tried to sell him some life insurance!”

After talking with Bruce and finding out more about Bruce Gardner Insurance Agency, she found the opportunities there that she was looking for.

Amanda and her family love the outdoors and being on the water. Hunting, camping, fishing, kayaking and swimming are some of their favorite activities. They also have a 1-year-old miniature schnauzer named Gypsy!

Amanda prides herself on excellent customer service and knowing that she did everything possible to help someone. So, if you’re looking for auto, home, farm, life or health insurance in the Dillwyn, VA area, call Amanda Smith at 434-995-8529.

Amanda Smith
Direct Line: 434-995-8529
Email: ASmith1090@yahoo.com

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Our Team

Bruce Gardner

Meet Bruce

Candy Camden

Meet Candy

Robin Heizer-Farris

Meet Robin

Tracy Kitts

Meet Tracy

Christine Anderson, MBA

Meet Christine

Amanda Smith

Meet Amanda