Health and Life Insurance

Bruce Gardner Insurance Agency is certified to provide you with health insurance from Anthem HealthKeepers and the Health Insurance Marketplace. We have 8 years of experience providing these services. We can also assist with Medicare Plans.

We are here for you throughout the year. If you have a question about the paperwork you receive, let us know. We can help explain these reports and letters.

Individual Health Insurance Policies:Let's Talk Health Insurance

Individual health insurance policies can be purchased directly from Anthem with no income-based subsidies, or they can be purchased through the Marketplace, which offers income-based subsidies and reduced deductible limits.

The open enrollment window for both methods begins November 1, 2021 and closes December 15, 2021. “Special Enrollment” exceptions to this window apply only if you meet certain conditions, such as marriage, divorce, adoption, loss of employment, etc. These exceptions will be looked at closely.

December 15, 2021, is the cut-off day for coverage starting January 1, 2022. This is only 45 days in total to enroll for coverage. So start early to avoid the rush!

Review Your Health Insurance Options:

Does selecting the right option for you seem overwhelming? We're here to help!

To talk about your health insurance coverage options, please contact us. We are happy to help you review your options and answer your questions before you apply. Plus, we will be here throughout the entire year to answer any questions you have later.

For a record of your payments from the last year, please contact your current insurance provider and ask for a Payment History Report.

Have we already assisted with your enrollment?

If we’ve already helped you review your health insurance options, please provide this information to the Marketplace representative so it can be included in your application and file:
FFM ID: BruceGardner    (with no space)
NPN: 7436916

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